The development of supply chain finance business email list business relies on information governance . On the one hand, it is reflected in cross-functional communication within the enterprise. For example, whether the sales department can provide timely feedback on execution, whether the accounting department can provide timely fund accounting information, whether the production department can provide timely information on production operations, logistics, etc. Whether the management department can provide timely delivery, storage information, etc.
On the other hand, it is manifested in the mutual coordination between upstream and downstream, such as whether the focus enterprise and supporting enterprises can exchange information in a timely manner, whether the bank and the supervision enterprise can communicate in a timely manner, and whether the bank and the focus enterprise can effectively connect information, etc.
Risk structuring refers to rationally designing the business structure and adopting various effective means to resolve risks when conducting supply chain finance business.
Risk structuring generally considers four elements:
Insurance, you can insure the high-risk links in each process of supply chain financing, and you can also insure the storage and transportation of pledged objects;
Guarantee, although supply chain finance is to overcome the shortcomings of small and medium-sized enterprises lacking guarantee subjects, if the financing company has a suitable subject to guarantee it, it is also a good way to diversify risks;
Agreement, on the basis of being beneficial to the practical development of business, the agreement is signed in the principle of openness, fairness and impartiality. The greatest value of this agreement lies in the reputation asset of the enterprise;
Reserve, which is based on the reserve system of the futures market, for some high-risk business links, it is necessary to set a certain proportion of risk reserves.